Terms of use

Last updated: September 26, 2026

By using myloancalculator.app, you agree to these terms. If you don't agree, please don't use the site.

What this site is

MyLoanCalculator.app is a free educational calculator. It is not a lender, broker, or financial advisor, and it does not issue loan offers, pre-approvals, or rate quotes. Results are estimates you generate in your browser from the numbers you enter.

Not advice

Nothing on this site is financial, lending, legal, or tax advice. Estimates cover principal and interest only unless a page says otherwise. They do not include property taxes, homeowners insurance, mortgage insurance, fees, or other costs unless you add them. Your actual terms depend on the lender, your credit, and other factors. Before you borrow, get a Loan Estimate or other official disclosure from each lender.

Accuracy

We work to keep the formulas and guides correct, but the site is provided "as is" and "as available," without warranties of any kind. Results are only as accurate as the inputs you provide. Default rates on the site are illustrations, not current market rates.

Acceptable use

You may use the site for personal comparison and education. Please don't scrape the site, overload or interfere with it, try to access it in unauthorized ways, or present its results as quotes from us or from any lender.

Ads and links

The site shows labeled advertisements served by Google AdSense. There are no lending partners, affiliate links, or sponsored partner links on this site right now. If any are added, they will be labeled and explained on the Disclosure page. Links to other websites are provided for convenience and are not endorsements.

Limitation of liability

To the fullest extent permitted by law, MyLoanCalculator.app is not liable for any loss or damage arising from your use of the site or from decisions made based on its estimates.

Content

The site's text, design, and code belong to MyLoanCalculator.app. You're welcome to link to any page or quote short excerpts with a link back.

Changes and contact

We may update these terms from time to time. The date at the top shows the latest version. Questions: hello@myloancalculator.app. See also Privacy and Disclosure.